24 equal payments with no interest*

Apply for a Charm Diamond FlexitiCard today and get approved for no-interest financing* on your purchase in minutes.*

Apply Now

Buy now, pay later*

BUY NOW, PAY LATER*
Benefits of using Flexiti

  • Apply today and get approved instantly*
  • Break up your online purchase into easy monthly payments*
  • Use your Charm FlexitiCard again and again, without reapplying at thousands of retail locations across Canada within the Flexiti Network™.

 

How to use Flexiti

  • Select Flexiti at checkout and apply to get instantly approved for  your purchase*.
  • Checkout with your Charm FlexitiCard and choose the payment option that best works for you.
  • DONE! It’s as simple as that.
  • Already have a FlexitiCard? Simply select Flexiti at checkout and enter your card information!

Already a Flexiti Cardholder? Click here to access your account!

Manage my Flexiti Account

We've partnered with Flexiti to make your purchases more affordable with no interest financing plans* in-store and online. Visit a Charm Diamonds location near you for details.

Online Plans

Type of Plan

Minimum Purchase Amount

Admin Fee1

3-month equal monthly payments, no interest*

N/A

-

12-month equal monthly payments, no interest*

$500

-

24-month equal monthly payments, no interest*

$1,500

$79.95

In-store Plans

Type of Plan

Minimum Purchase Amount

Admin Fee1

3-month deferred payments, no interest*

$300

-

6-month deferred payments, no interest*

$500

-

12-month deferred payments, no interest*

$1,500

$79.95

24-month equal monthly payments, no interest*

$1,500

$79.95

Flexible Financing Plans

Choose from a variety of flexible financing plans and interest options, including no interest promos*

Quick and Easy

Customers can apply for financing in-store or online and get approved in minutes!*

Manage Your Payments Conveniently

Make payments quickly and easily using your own online banking account

Frequently Asked Questions

How do I apply for the FlexitiCard?

Click ‘Apply Now’ to go to Flexiti’s quick and easy online application.

How do I pay with Flexiti?

Online: During checkout, select Flexiti as your payment method. You’ll be prompted to apply for Flexiti or enter your existing Flexiti account number. From there, select your financing plan and complete your purchase.

How do I manage my account?

Visit my.flexiti.com to register your account online. You’ll be able to see your statements, balance, and transactions, when your payments are due, and sign-up for e-statements and more.

How do I make payments?

Online banking: Sign in to your online banking account and add Flexiti (Flexiti Financial) as a bill payee using your 16-digit account number.

By mail: Mail a cheque for your payment to Flexiti Financial Account Services, P.O. Box 340, Orangeville, ON, L9W 2Z7. Include your account number in the cheque’s memo field to avoid delays.

How do I contact Flexiti?

Call 1-877-259-3745 or email service@flexiti.com

 

Have questions?

Visit flexiti.com to learn more or call them at 1-877-259-3745

  • NO INTEREST IS PAYABLE IF PROMOTIONAL TERMS ARE MET. INTEREST CHARGES MAY INCUR IF PROMOTIONAL TERMS ARE NOT MET; INTEREST ACCRUAL IS PLAN SPECIFIC. O.A.C. Subject to terms of the Flexiti cardholder agreement. Minimum purchase may apply; amounts are based on purchase amount and promotional plan term length. Promotional plans and available interest rates vary based on applicant’s creditworthiness at time of application. Initial cardholder agreement annual interest rate (Account AIR) is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Equal monthly payments - no interest. No interest is payable for the duration of the promotional term on the balance subject to the promotion. The balance subject to the promotion is to be paid in equal monthly payments comprising principal, any applicable fees, and optional payment protection insurance premiums and taxes, if applicable, for the duration of the promotional term. Deferred payment - interest accrues, no payments. No payments are due on purchases made under this promotion until the promotion’s expiry date. No interest is payable during the promotional period, however, interest at the Account AIR applicable to regular credit purchases accrues from the transaction posting date and the accrued interest will be charged to your account if the promotional balance is not paid in full by the promotion’s expiry date and any outstanding balance which was subject to the promotion will be treated as a regular credit purchase. Interest at the Account AIR (including accrued interest for deferred plans where interest accrues) of 31.99% - 34.99% may be charged if the promotion: (i) is cancelled; (ii) balance is not paid in full by the promotion expiry date; or (iii) is forfeited, in whole or in part, for any other reason. All promotional offers on the account may be cancelled if any required payment is missed.  Administrative fees of $79.95 may apply (not applicable for Quebec residents) and will be financed with purchase; fee amounts are based on promotional plan term length and are payable in full if the promotion is paid off early. Annual fee of $39.99 applies for residents of Quebec. Deferred payment plans with “no payments” are not available for Quebec residents. Instant approval is conditional upon ID verification and on approved credit and valid email address required. Applications may be subject to a secondary, manual review. Notifications on changes to promotions and terms will be provided as required by legislation.  Financing arranged by Flexiti Financial Inc. B.C. License #83660. Flexiti, FlexitiCard, and the Flexiti design are trademarks of Flexiti Financial Inc. Other names, logos and designs that appear on this ad are the trademarks of their respective owners.