The Charm FlexitiCard

*O.A.C. Subject to the terms of the Flexiti cardholder agreement. Minimum purchase may apply and varies based on promotional plan, contact Charm Diamonds Centres for details. For no payments deferred plans, no payments are required during the promotional period, except for payment protection insurance premiums, fees and taxes, if applicable, which are billed monthly. Interest at the cardholder agreement interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account. For no interest equal monthly payment plans, no interest will accrue during the promo period. Purchase amount is to be paid in equal monthly payments plus payment protection insurance premiums, fees and taxes, if applicable. If any payment is missed, all promo offers may be cancelled, and upon cancellation, interest will be calculated at the Account AIR. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99%, 35% (max for Quebec residents), and 37.99%. Admin fee of $49.95 applies on the 12-month deferred payment plan and 24-month equal monthly payment plan and will be financed with purchase and is payable in full if the promo is paid off early. Admin fees not applicable for Quebec residents. 12-month deferred payment plan available in-store only and 24-month equal monthly payment plan available in-store and online. Annual fee of $39.99 apply for residents of Quebec. Any balance at the end of promo bears interest at the Account AIR. No payments deferred plans are not available for Quebec residents, however, other deferred plans are available. Promo and terms and may be changed without notice. Conditional upon ID verification on approved credit and on valid email address required. Applications may be subject to a secondary, manual review. Financing provided by Flexiti Financial. Flexiti, FlexitiCard, and Flexiti Financial are Trademarks of Flexiti Financial Inc.