24 equal payments with no interest*

Apply for a Charm FlexitiCard today and get approved for no-interest financing* on your purchase in minutes.*

Apply Now

Buy now, pay later*

Benefit from exclusive rewards!

  • Instant approval*
  • Easy Monthly Payments!*
  • Apply now and select Flexiti at Checkout

We've partnered with Flexiti to make your purchases more affordable with no interest financing plans* in-store and online. Visit a Charm Diamonds location near you for details.

Online Plans

Type of Plan

Minimum Purchase Amount

Admin Fee1

3-month equal monthly payments, no interest*

N/A

-

12-month equal monthly payments, no interest*

$500

-

24-month equal monthly payments, no interest*

$1,500

$49.95

In-store Plans

Type of Plan

Minimum Purchase Amount

Admin Fee1

3-month deferred payments, no interest*

$300

-

6-month deferred payments, no interest*

$500

$24.95

12-month deferred payments, no interest*

$1,500

$49.95

24-month equal monthly payments, no interest*

$1,500

$49.95

Flexible Financing Plans

Choose from a variety of flexible financing plans and interest options, including no interest promos*

Quick and Easy

Customers can apply for financing in-store or online and get approved in minutes!*

Manage Your Payments Conveniently

Make payments quickly and easily using your own online banking account

Frequently Asked Questions

How do I apply for the FlexitiCard?

Click ‘Apply Now’ to go to Flexiti’s quick and easy online application.

How do I pay with Flexiti?

Online: During checkout, select Flexiti as your payment method. You’ll be prompted to apply for Flexiti or enter your existing Flexiti account number. From there, select your financing plan and complete your purchase.

How do I manage my account?

Visit my.flexiti.com to register your account online. You’ll be able to see your statements, balance, and transactions, when your payments are due, and sign-up for e-statements and more.

How do I make payments?

Online banking: Sign in to your online banking account and add Flexiti (Flexiti Financial) as a bill payee using your 16-digit account number.

By mail: Mail a cheque for your payment to Flexiti Financial Account Services, P.O. Box 340, Orangeville, ON, L9W 2Z7. Include your account number in the cheque’s memo field to avoid delays.

How do I contact Flexiti?

Call 1-877-259-3745 or email service@flexiti.com

 

Have questions?

Visit flexiti.com to learn more or call them at 1-877-259-3745

 

*O.A.C. Subject to the terms of the Flexiti cardholder agreement. Minimum purchase may apply and varies based on promotional plan, contact Charm Diamond Centres for details. For no payments deferred plans, no payments are required during the promotional period, except for payment protection insurance premiums, fees and taxes, if applicable, which are billed monthly. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date. For no interest equal monthly payment plans, no interest will accrue during the promo period. Purchase amount is to be paid in equal monthly payments plus payment protection insurance premiums, fees and taxes, if applicable. For all plans, if any payment is missed, the promo offer may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99%, 35% (max for Quebec residents), and 37.99%. Admin fee of $34.99 applies on 12-month deferred in-store plans and $49.95 applies on 24-month equal monthly payment plan and will be financed with purchase (not applicable for Quebec residents) and is payable in full if the promo is paid off early. Annual fee of $39.99 applies for residents of Quebec. Any balance at end of promo term bears interest at the Account AIR. No payments deferred plans are not available for Quebec residents, however, other deferred interest promos are available. Promo and terms may be changed without notice. Conditional upon ID verification and on approved credit and valid email address required. Applications may be subject to a secondary, manual review. Financing provided by Flexiti Financial. Flexiti, FlexitiCard, and Flexiti Financial are trademarks of Flexiti Financial Inc.